Privacy Policy

Effective Date: August 26, 2025

Last Updated: August 26, 2025

Thank you for choosing Cashenvelop ("Cashenvelop," "we," "us," or "our"). Your privacy is important to us, and this Privacy Policy explains how we handle your data.

This policy applies to our website and all Cashenvelop services (the "Services"). Please read it carefully. By using our Services, you agree to this Privacy Policy and our Terms of Service, including our processing of your information.

We are the data controller responsible for your information. Our contact details are at the end of this policy.

What Data Do We Collect?

Cashenvelop collects the following data to provide and improve our services:

• Account Information: Your email address (used for account creation and communication).
• Budgeting Data: Information related to your budget categories, envelopes, transactions, and financial goals. This includes amounts, descriptions, and dates.
• Settings and Preferences: Your chosen settings within Cashenvelop, such as display preferences or notification settings.
• Usage Data: Number of envelopes, transactions, and goals entered, and other usage patterns to understand how you interact with Cashenvelop.
• Subscription and Payment Information: Subscription plan details, billing information, payment status, and transaction history related to your subscription. Payment details are processed and stored by LemonSqueezy, our payment processor.

We are committed to transparency. If you believe we collect any data not listed above, or if you have any questions, please contact us. We will address your concerns and update this policy as needed.

How We Collect Your Data

We collect data when you:

• Create your Cashenvelop account.
• Add or modify your budget envelopes and transactions.
• Adjust your Cashenvelop settings.
• Subscribe to a paid plan or make changes to your subscription.
• Process payments through our payment processor, LemonSqueezy.

How We Use Your Data

Cashenvelop uses your data to:

• Provide Core Functionality: Display your budget envelopes, transactions, financial goals, and generate insightful financial reports based on your data.
• Enhance User Experience: Calculate and display your costs, balances, and allocations, and provide personalized financial statistics.
• Personalize Your Experience: Remember your Cashenvelop settings for a seamless and customized experience.
• Ensure Fair Use and Security: In cases of suspected cheating or exploitation of our services, we may store a hashed version of your email address to prevent the creation of new accounts.
• Process Payments and Manage Subscriptions: Handle subscription billing, process payments through LemonSqueezy, monitor subscription status, and provide customer support related to billing issues.
• Enforce Subscription Limits: Apply appropriate feature restrictions based on your subscription plan (free vs. Pro), such as limiting transaction history access or available repeat transaction frequencies.

Data Storage

Cashenvelop securely stores your data using Google Cloud's Firestore.

Third-Party Services

We use the following third-party services to operate Cashenvelop:

• Google Cloud Firestore: For secure data storage and retrieval
• Firebase Authentication: For user account management and authentication
• LemonSqueezy: For payment processing, subscription management, and billing services. When you subscribe to a paid plan, your payment information and billing details are processed and stored by LemonSqueezy according to their privacy policy.

We only share the minimum necessary information with these third-party services to provide our services to you. For payment processing, this includes your email address and subscription preferences. We do not share your financial budgeting data with payment processors.

Your Data Protection Rights

Cashenvelop is committed to ensuring you understand and exercise your data protection rights. You have the following rights regarding your financial data:

• Right to Access: You can request a copy of your personal data held by Cashenvelop. We may limit the frequency of such requests based on the complexity and volume of the information sought.
• Right to Rectification: You can request that Cashenvelop correct any inaccurate information or complete any incomplete data.
• Right to Erasure (Right to be Forgotten): You can request the deletion of your personal data, subject to certain conditions. Please note that hashed email addresses used for security purposes to prevent abuse of our services may be retained.
• Right to Restrict Processing: You can request that Cashenvelop limit the processing of your personal data under specific circumstances.
• Right to Object to Processing: You can object to Cashenvelop's processing of your personal data under certain conditions.
• Right to Data Portability: You can request that Cashenvelop transfer your data to another organization or directly to you, under specific conditions.

Subscription-Related Rights: You also have the right to access, modify, or delete your subscription and billing information. However, some billing records may be retained for accounting and legal compliance purposes even after account deletion.

Data Retention

We retain your personal data for as long as necessary to provide our services and fulfill the purposes outlined in this privacy policy. Specifically:

• Account Data: Retained while your account is active and for a reasonable period after account deletion to allow for account recovery
• Financial Data: Your budgeting data (envelopes, transactions, goals) is retained according to your subscription plan limits and is deleted when you delete your account
• Subscription and Billing Data: Retained for accounting, tax, and legal compliance purposes, typically for 7 years after the end of your subscription
• Payment Information: Stored and managed by LemonSqueezy according to their data retention policies

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal obligations. We encourage you to review this page regularly for any updates. Changes will be effective upon posting.

Contact Us

If you have any questions about this Privacy Policy, the data we hold about you, or if you wish to exercise your data protection rights, please contact us.

General inquiries: contact@cashenvelop.com

For questions specifically about payment data or billing information processed by LemonSqueezy, you may also refer to their privacy policy and contact their support team directly.